Rent roll finance. Built around your agency.
Specialist rent roll lending for Australian real estate principals. Acquisition, refinance and succession finance structured around your portfolio and business cash flow.
Specialist rent roll lending for Australian real estate principals. Acquisition, refinance and succession finance structured around your portfolio and business cash flow.
Rent roll finance is business lending that uses a real estate agency’s property management portfolio and recurring management income in the credit and security assessment. It can support acquisitions, refinancing and changes in ownership.
We assess recurring management income, portfolio quality, debt commitments and the purchase terms together. We then structure the facilities, prepare the lender approach and coordinate requirements through to settlement.
Rent roll acquisition calculator
The value sits in how the portfolio, purchase terms and business cash flow are brought together for credit and settlement.
Reviewed by James Alexander, Director: Nearly two decades in banking and finance, specialising in complex transactions. Reviewed .
“The team at Pendium were able to deliver a tailored finance solution for our business. The expertise and knowledge on rent roll lending allowed for a smooth transaction that exceeded our expectations.”
“I have known James Alexander for many years in a few different capacities. My dealings with him have always been professional, efficient and timely. I would not hesitate to recommend James and the Pendium Finance team.”
Transaction structures are representative only. They are not case studies, lender policy or a promise of approval, pricing or timing. Every application is assessed on its own facts.
Some lenders accept a rent roll as business security. The available debt depends on the portfolio assessment, business cash flow, existing facilities and lender policy. Additional security or guarantees may be required.
The funding is structured around the purchase price, your contribution, existing debt and settlement terms. Where the contract includes retention or staged payments, the proposed drawdowns need to reflect those obligations.
Rent roll lending can support a refinance or ownership change, subject to assessment. We review the current debt, ownership structure, repayment capacity and security before approaching suitable lenders.
A current rent roll report, business financial statements, existing debt details and an outline of the transaction are useful starting points. For an acquisition, include the proposed contract and payment terms. We will confirm the documents required for your circumstances.
Discuss your requirementsExplore equity, cash flow and acquisition scenarios.
Open calculatorsSouthern Highlands home and investment loans
Phone: 1300 876 410 | Email: loansupport@pendiumfinance.com.au
Perth: 204/96 Mill Point Road, South Perth WA 6151
Sydney: Bay 5 North, Locomotive Street, Eveleigh NSW 2015
Pendium Finance Pty Ltd (ACN 662 388 838) — Credit Representative 543457, authorised under LMG Broker Services Pty Ltd (Australian Credit Licence 517192).