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Home and investment loans. A local perspective.

Home and investment lending for the Southern Highlands of NSW. Buy, invest or refinance with a clear view of your next move.

James calls the Highlands home.

James Alexander calls the Southern Highlands home. Through Pendium Home, he helps home buyers and residential property investors in Bowral, Mittagong, Moss Vale and across the region.

Meet James Alexander

Finance around your next move.

Buying a home

For your first home or your next move. We work through your deposit, income, buying costs and loan features, then coordinate the lender process.

Residential investment loans

For purchasing an investment property or reviewing your residential portfolio. We consider equity, rental income, existing commitments and your wider borrowing position.

Home loan refinancing

For reviewing your current home or investment loan. We compare suitable options, including repayments, features and switching costs, around what you want to achieve.

A clearer starting point.

Do you arrange home loans in the Southern Highlands?

Yes. Pendium Home works with home buyers and residential property investors in Bowral, Mittagong, Moss Vale and the wider Southern Highlands. James Alexander calls the region home.

Can you help with an investment property loan?

We arrange lending for residential investment purchases and refinances. We review your income, existing loans, available equity and property plans before approaching suitable lenders.

Can I review my existing home loan?

Yes. We compare the current loan with suitable alternatives and consider interest costs, fees, features and the costs of refinancing. A lower advertised rate is only one part of that review.

What should I prepare for a first conversation?

An outline of your plans, income, deposit or equity and existing loans is a useful start. Please keep sensitive documents out of the initial enquiry; we will explain what is needed and how to provide it.

Start with a conversation.

Start an enquiry

Contact Pendium Finance

Southern Highlands home and investment loans

Phone: 1300 876 410 | Email: loansupport@pendiumfinance.com.au

Perth: 204/96 Mill Point Road, South Perth WA 6151

Sydney: Bay 5 North, Locomotive Street, Eveleigh NSW 2015

Pendium Finance Pty Ltd (ACN 662 388 838) — Credit Representative 543457, authorised under LMG Broker Services Pty Ltd (Australian Credit Licence 517192).