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The people behind your next move.

Specialist finance advice. Personal relationships. A team that stays close to the detail.

Finance is personal. So is our approach.

Pendium Finance works with real estate principals, business owners and property clients across Australia. We advise, structure and arrange finance around the objective, the people involved and the wider financial position.

Our work spans rent roll acquisitions and refinancing, commercial property and business lending, and home and investment loans. We bring the requirements together, explain the options and coordinate the lender process through to settlement.

Explore our expertise

People you can speak to.

Meet the people working with you, from the first conversation to the details of settlement.

James Alexander

James Alexander

Director

Nearly two decades in banking and finance, specialising in complex transactions

James leads Pendium Finance, drawing on his background in banking and finance to help clients across Australia work through property and business decisions. His focus includes rent roll lending, structured finance and portfolio strategy. He brings the wider position into the conversation, then works through the structure and lender approach with the client.

James calls the Southern Highlands of NSW home. Outside work, he enjoys time with his family, refining his coffee skills and fitting in some sport.

james@pendiumfinance.com.au

0437 118 044

Stuart Hobden

Stuart Hobden

Broker

Over 35 years in finance with 20+ years in real estate services

Stuart brings a longstanding background in finance and the real estate services sector. He works with clients on commercial property and development finance, with a focus on understanding the assets, the business and the people behind the transaction. Strong client relationships and considered lending structures sit at the centre of his approach.

Away from work, Stuart enjoys family time, golf and rugby.

stuart@pendiumfinance.com.au

0477 712 370

Nicole Ramas

Nicole Ramas

Client Service Officer

Nicole supports clients from application through to settlement, coordinating documentation, timeframes and communication. Her organised approach keeps the practical details moving and helps clients understand what is needed next. She works alongside the brokers to bring the information and people together throughout the lender process.

Outside work, Nicole enjoys exploring a new hobby or settling into a book with a cup of tea.

nicole@pendiumfinance.com.au

A clear process. A personal point of contact.

Understand the objective

Start with what you want to achieve, your position and your timing.

Structure the opportunity

Work through cash flow, security and the right mix of facilities.

Manage the lender process

Prepare the proposal, approach suitable lenders and negotiate the terms.

Support execution

Coordinate requirements, documentation and the path to settlement.

Start with a conversation.

Start an enquiry

Contact Pendium Finance

Southern Highlands home and investment loans

Phone: 1300 876 410 | Email: loansupport@pendiumfinance.com.au

Perth: 204/96 Mill Point Road, South Perth WA 6151

Sydney: Bay 5 North, Locomotive Street, Eveleigh NSW 2015

Pendium Finance Pty Ltd (ACN 662 388 838) — Credit Representative 543457, authorised under LMG Broker Services Pty Ltd (Australian Credit Licence 517192).