Compare home loan options across 40+ lenders, with guidance on grants, guarantee schemes and deposit strategies. From First Home Owner Grants and the First Home Guarantee to stamp duty concessions and borrowing calculators, our First Home Buyer Hub keeps one broker beside you from pre-approval through to settlement.
Australian first home buyers can access a range of government support programs to reduce upfront costs and make home ownership more accessible.
Estimate your borrowing capacity, calculate stamp duty by state, and see the full cost of buying your first property. Try our free calculators.
From getting pre-approved to settlement day, buying your first home typically takes 8–12 weeks. Our step-by-step guide walks you through pre-approval, property search, making an offer, building and pest inspections, finance approval, and settlement.
How much deposit do I need? What is Lenders Mortgage Insurance? Should I fix or float? Our comprehensive FAQ section answers the most common first home buyer questions.
Explore all residential lending options at Pendium Home, including refinancing, investment property loans, and SMSF lending.
Read our First Home Buyer Grants by State (2026) guide for the latest eligibility rules and concession amounts across every Australian state and territory.
Phone: 1300 876 410 | Email: loansupport@pendiumfinance.com.au
Perth: 204/96 Mill Point Road, South Perth WA 6151
Sydney: Bay 5 North, Locomotive Street, Eveleigh NSW 2015
Pendium Finance Pty Ltd (ACN 662 388 838) — Credit Representative 543457, authorised under LMG Broker Services Pty Ltd (Australian Credit Licence 517192).