Commercial property and business finance for investors and business owners across Australia. Purchase, refinance and restructure lending with a clear view of cash flow, security and your next move.
Commercial property lending and business finance can fund property purchases, business acquisitions, working capital, equipment and refinances. The assessment considers the borrower’s repayment capacity, the transaction, available security and the proposed facility structure.
We bring the property, lease position, business cash flow and funding requirements into one proposal. The structure considers loan terms, repayment arrangements and settlement timing, with the lender process managed from enquiry to execution.
Discuss a commercial property transaction
We assist commercial property investors and business owners purchasing or refinancing their premises. The lender approach depends on the property, its use, the lease position and the borrower’s wider financial circumstances.
The assessment typically considers the property valuation, rental or business income, existing debts and proposed security. For leased property, the lease terms, tenant position and vacancy exposure are relevant to the funding structure.
There is no single borrowing percentage that fits every commercial transaction. The amount depends on repayment capacity, property type, security and lender requirements. We assess the funding need alongside purchase costs and your available contribution.
Yes. Pendium also structures business acquisition, working capital, equipment and ownership-change finance. We consider these requirements alongside property debt where they form part of the same transaction.
Discuss your requirementsSouthern Highlands home and investment loans
Phone: 1300 876 410 | Email: loansupport@pendiumfinance.com.au
Perth: 204/96 Mill Point Road, South Perth WA 6151
Sydney: Bay 5 North, Locomotive Street, Eveleigh NSW 2015
Pendium Finance Pty Ltd (ACN 662 388 838) — Credit Representative 543457, authorised under LMG Broker Services Pty Ltd (Australian Credit Licence 517192).
