import React, { useState } from 'react'; import { MenuIcon, XIcon, PhoneIcon } from 'lucide-react'; export const Header = () => { const [isMenuOpen, setIsMenuOpen] = useState(false); return

{/* Mobile menu */} {isMenuOpen &&

}

; }; import React from 'react'; import { ChevronRightIcon } from 'lucide-react'; export const Hero = () => { return

Your Strategic Partner in Rent Roll Finance.

Tailored Lending Solutions for Real Estate Businesses in Australia.

Get Started Explore Services

Unlock the full potential of your real estate business with our tailored rent roll finance and rent roll lending advisory service. We specialise in connecting Australian real estate businesses with suitable lending options by leveraging our deep industry knowledge and lender relationships.

; }; import React, { useState } from 'react'; import { ChevronDownIcon, ChevronUpIcon } from 'lucide-react'; export const FAQ = () => { const faqs = [{ question: 'What is rent roll finance and how does it work?', answer: "Rent roll finance is a specialized lending solution designed for property management businesses. It allows you to borrow against the value of your rent roll (your portfolio of properties under management). Lenders assess the recurring revenue stream from management fees, the stability of the portfolio, and the business's overall performance to determine lending capacity. This finance can be used for acquiring additional rent rolls, business expansion, or refinancing existing debt." }, { question: 'How much can I borrow against my rent roll in Australia?', answer: 'Typically, Australian lenders will finance between 60-80% of the value of a rent roll, depending on factors such as the quality of the rent roll, tenant retention rates, geographic concentration, and the overall financial health of your business. For established property management businesses with strong performance metrics, higher lending ratios may be possible. Our team can provide a detailed assessment of your specific borrowing capacity.' }, { question: 'What documents do I need for rent roll finance approval?', answer: "Key documentation required includes: 1) Detailed rent roll report showing all properties under management, 2) Last 2-3 years of financial statements, 3) Management rights agreements, 4) Business tax returns, 5) Current debt information, 6) Business plan (especially for acquisitions), and 7) Valuation of the rent roll (we can assist with this). Our team will guide you through the specific requirements based on your situation and the lender's criteria." }, { question: 'How long does rent roll finance approval take?', answer: "The timeline for rent roll finance approval typically ranges from 2-6 weeks, depending on the complexity of the transaction, the lender's processes, and the completeness of your documentation. For well-prepared applications with all required documentation, approvals can be expedited. Pendium Finance works to streamline this process by ensuring your application is complete and presented professionally to our network of specialized lenders." }, { question: 'What are the typical interest rates for rent roll finance?', answer: 'Interest rates for rent roll finance in Australia typically range from 4.5% to 7.5%, depending on factors such as the loan-to-value ratio, the strength of your business, security provided, and current market conditions. Our team negotiates with multiple lenders to secure the most competitive rates available for your specific situation.' }, { question: "Can I finance a rent roll acquisition if I'm new to property management?", answer: "Yes, it's possible for new entrants to the property management industry to secure rent roll finance, though the requirements may be more stringent. Lenders typically look for relevant industry experience, a solid business plan, additional security, and potentially a higher equity contribution. Our team specializes in helping both established businesses and new entrants navigate the financing process." }]; const [openIndex, setOpenIndex] = useState(0); const toggleFaq = index => { setOpenIndex(openIndex === index ? null : index); }; return

FAQ

Frequently Asked Questions

Everything you need to know about rent roll finance in Australia.

{faqs.map((faq, index) =>

{openIndex === index &&

{faq.answer}

}

)}

; };

Your Strategic Partner in Rent Roll Finance.

FAQ

Contact Us. 1300 876 410